Comprehensive Health Insurance Scheme (CHIS): Kerala

Comprehensive Health Insurance Scheme (CHIS): Kerala
Details of Comprehensive Health Insurance Scheme (CHIS)
Particulars Description
Name of the Scheme Comprehensive Health Insurance Scheme (CHIS)
Sponsored by State Government
Funding Pattern 100% State Government
Ministry/Department Labour and rehabilitation department
Description This is a scheme implemented by the Government of Kerala to cover the non- RSBY population. The special feature of Comprehensive Health Insurance Scheme (CHIS) is that it extends to all the families other than the BPL families (Absolute Poor) as per the Planning Commission's guidelines who come under the Rashtriya Swastya Bima Yojana (RSBY). The non-RSBY populationwill be divided into two categories: (a) those belonging to the BPL (Poor) list of the State Government but not to the list as defined by the Planning Commission and (b) the APL families that belong neither to the State government list nor to the list prepared as per guidelines of the Planning Commission. In the case of families of the first category (a), the beneficiaries will have to pay Rs.100 per annum per family as beneficiary contribution, and the State Government will meet all the remaining expense including for the smart card. In the case of families of the second category (b), the beneficiary contribution will cover the entire amount of thepremium, plus the cost of the smart card. In other words, the beneficiary contribution will be Rs.30 perfamily per annum for RSBY families, Rs.100 for families belonging to category (a) and the entire amount forfamilies belonging to category (b).The total outlay for the project is Rs. 4300.00 lakh.
Beneficiaries Individual,Family,Community,Women,Children,
Benefits
Benefit Type Others,
Other Benefits Health insurance
Eligibility criteria (a) those belonging to the BPL (Poor) list of the State Government but not to the list as defined by the Planning Commission and (b) the APL families that belong neither to the State government list nor to the list prepared as per guidelines of the Planning Commission.
How to Avail The beneficiary contribution will be Rs.30 per family per annum for RSBY families, Rs.100 for families belonging to category (a) and the entire amount forfamilies belonging to category (b).
Validity of the Scheme
Introduced On 04 / 07 / 2008
Valid Upto 31 / 03 / 2010
Reference URL http://www.kerala.gov.in/dept_labour/go_95_2008.pdf (-1 MB) (PDF file that opens in a new window)